Requesting a quote does not activate insurance. Actual cover is governed by the insurer’s acceptance, valid documents, and applicable law.
About these Terms
These Terms of Service govern use of ridesecurecarcare.com, operated by RideSecure Insurance Agency Corp. (“RideSecure”, “we”, “us”). The website provides information about motor-insurance options and ways to contact our team. Please read these Terms before using its features. If you do not agree with them, do not use the website’s services and contact us directly with any questions.
These Terms concern the website and its inquiry process. They are not an insurance policy, cover note, insurer’s quotation, or a replacement for documents governing a particular insurance arrangement.
Quote requests and communications
The quote form prepares an email draft using the coverage preference, vehicle details, location, and contact information you enter. RideSecure receives that request only when you send it through your email app. Opening a draft or copying its text does not submit the request to a website lead database.
A request, message, or website visit does not itself purchase, renew, amend, issue, or bind insurance cover. Any quotation, acceptance, coverage effective date, and applicable issuance or payment requirements must be confirmed through the relevant insurer’s valid documents and applicable law.
The site does not provide an online checkout, collect payment-card details, or create a customer account. Do not assume that a draft message has reached us. If a matter is urgent, call 0927 883 9797 or contact the relevant insurer through a verified channel.
Insurance terms and availability
Website summaries of TNVS comprehensive, private comprehensive, and Compulsory Third Party Liability (CTPL) insurance are general introductions. Benefits, limits, exclusions, deductibles, eligibility, premiums, and effective dates depend on the actual insurer and the applicable policy or quotation.
Please read the complete documents and ask questions before deciding. The website does not guarantee acceptance, a particular premium, uninterrupted availability of a plan, or payment of a claim. Any installment option is subject to its confirmed eligibility, schedule, and terms; the reference to a 5-month option for TNVS partners does not specify or guarantee interest rates, a down payment, or approval.
Cancellation, refunds, claims, and other policy matters follow the applicable insurance documents and law. Nothing on this website overrides those requirements or any non-waivable rights.
Your responsibilities
Provide information that is accurate to the best of your knowledge and correct relevant errors when you become aware of them. If you provide another person’s information, you must have appropriate authority to do so.
Use verified RideSecure and insurer contact details before sending sensitive documents or making a payment. Do not send passwords, payment-card details, or unnecessary identity or medical documents through an initial website quote inquiry.
You must not use the site for fraud, unlawful activity, impersonation, unsolicited bulk messages, malicious code, interference with services, or attempts to obtain unauthorized access.
Claims and policy assistance
The website’s quote form is not a claims-submission channel. Follow your insurer’s claims instructions, including any applicable notice and document requirements. If you need help identifying the appropriate contact, you may ask our team.
Any assistance with an inquiry or policy matter does not guarantee an insurer’s decision or extend a deadline. Do not rely on the website for emergency assistance.
Information and service availability
We aim to keep the website useful and accurate, but information, branch arrangements, and available products may change. Confirm current details with our team where they matter to your decision.
Access can be interrupted by maintenance, technical issues, or events outside our control. We do not promise continuous availability or that every website error will be prevented. Information on the site is general information, not a substitute for the relevant insurance documents or advice tailored to a matter that requires professional advice.
Responsibility and liability are governed by applicable law and any valid agreement relevant to the matter. Nothing in these Terms excludes rights or remedies that cannot lawfully be excluded.
Intellectual property
The site’s design, text, branding, and imagery may be protected by intellectual-property rights belonging to RideSecure or their respective owners. You may browse the site and use its information for your own insurance inquiries.
Other reproduction, distribution, commercial reuse, or use of a protected brand requires the relevant permission unless permitted by law. Third-party names and marks remain those of their respective owners; their appearance does not expand any authority or insurance commitment described on this site.
External links and privacy
Links to Google Maps, Facebook, email services, and other external providers are offered for convenience. Those services are operated independently and have their own terms and privacy practices. A link is not a guarantee of third-party content, availability, or conduct.
Our Privacy Policy explains the information involved in this website and its quote-request process. A privacy notice is not blanket consent to every form of personal-data processing.
Applicable law and your rights
These Terms are governed by the laws of the Republic of the Philippines, subject to mandatory rights and applicable legal requirements.
You are welcome to contact RideSecure to try to resolve a concern. Doing so does not limit any right you may have to approach an insurer, the Insurance Commission, the National Privacy Commission, another competent authority, or a court under applicable law. Nothing in these Terms waives rights that cannot lawfully be waived.
Updates and contact
We may revise these Terms as the website and applicable requirements change. The “Last updated” date identifies the version displayed. A change to website Terms does not automatically amend an existing insurance policy or replace requirements for a separate agreement.
For website or service questions, email sales@ridesecurecarcare.com, call 0927 883 9797, or write to RideSecure Manila — Car City Garage Compound, Parañaque, Philippines, 1701.